Fraud & Risk Solutions Consultant

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

Consulting Expertise:

• Drives client acceptance by leveraging relationships and strategies that align with Risk Solution Services goals, automation, and retention objectives
• Regularly discusses and pursues client goals, demonstrating an understanding in clients' evolving business strategies
• Continually builds rapport with clients and the Visa account teams to promote retention and stay ahead of competitive risk
• Anticipates fluctuations and proactively identifies anomalies with business relationships
• Is an early adopter of complementary Visa products and offerings and is proactive in learning how to leverage updates and enhancements for Visa and client success
• Advocates productively on behalf of the client about product feedback and enhancement requests

Analysis:

• Uses Business Intelligence tools to continually highlight client return on investment, aligning acceptance and fraud KPIs with Risk Solution Services objectives

• Efficiently adheres to clients' contractual reporting requirements

• Contributes to the continual enhancement of analytical tools

• Works with BI team to enhance current and future reporting capabilities 

​Solutions Delivery:

• Optimizes client acceptance through increased automation, the use of machine-learning models, efficient use of manual review, and reduced reliance on rules

• Maintains working knowledge of Visa and partner integrations, order and technical flow, and support resources

• Participates in projects and events that advance Risk Solution Services and Visa success

• Identifies and influences clients and internal business partners to explore Risk Solution Services and complementary Visa product offerings

• Remains proficient in Visa and partner integrations, order and technical flow, and support resources

• Understands how client strategies and risk configurations potentially impact Visa revenue

• Evangelizes the value of Risk Solution Services and Managed Services by participating in pre-sale and proof of concept engagements

• Embodies industry best practices

• Manages projects or processes and provides guidance to colleague

​Communication and Presentation Skills:

• Communicates independently, professionally, succinctly, and with relevance based on audience and topic

• Collaborates consistently with internal partners on the status of portfolio

• Shares efficiencies and best practices with colleagues

• Provides appropriate detail and can confidently communicate at the executive level

• Influences others within Risk Solution Services regarding practices, procedures, and policies

Industry Knowledge

• Builds industry knowledge through internal and external resources

• Proactively discusses industry trends and innovations and educates clients on the basics of how payment ecosystems work

• Understands regional risk regulations

• Remains current on global competitive landscape

• Confidently consults clients on how payment ecosystems work

• Uses knowledge of competitive landscape to shape solutions delivery 

This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager. ​

• Basic Qualifications:

5 or more years of relevant work experience with a Bachelor's Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD

• Preferred Qualifications:

- 6 or more years of work experience with a Bachelor's Degree or 4 or more years of relevant experience 

- Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD

- Bachelor's degree in finance, business, economics, statistics, computer science, or a related field.

• Fraud Risk Expertise:

- Demonstrated experience in payment risk mitigation, fraud detection strategy optimization, and fraud analytics across banking, payments, or financial services.

- Hands-on experience with fraud detection systems, rule management, and real-time transaction monitoring (e.g., SAS Fraud Management, FICO Falcon, VRM, VCAS).

- Proficient in SQL, Python, Java, or similar programming languages, with a focus on data analysis, machine learning, and algorithm development.

- Skilled in using BI tools (Power BI, SAP BO, QlikView, Excel) for fraud data analysis and reporting.

- Experience mining and managing large, diverse datasets.

Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.